Going to try my hand at blogging! Yikes!

Well I hope this works!

I should explain my blog name first! For most of my life I heard my mom blurt the saying three kids and a mortgage later. She would say "Stacey three kids and a mortgage later I figured that out or this out!" This saying has alway gone through my head as reminder, that I better think about everything I do before I have three kids and a mortgage later!

So, here I am three kids and a mortgage later! LOL!

I hope that this blog will help me better communicate with people I have a hard time keeping in touch with. Although sometimes there doesn't seem to be enough hours in our day other days drag. Yet, I still don't get a chance to see or visit or talk to a lot of people I would like to keep up with. I'm hoping that maybe this will be a way for family and friends to see what the Ballards are up to and feel like people have had a chance catch up on our lives.

God Bless

Stacey and Family